Protection for loss of assets
Taking time to add up the value of your assets is an important task that needs your attention every few years. Whether you are just starting off or have acquired your property over many years, the need is the same. You just have to set aside time to complete the exercise.
Common questions to consider
Some questions you may wish to consider include:
- What have I spent my money on over the past few years?
- What items have I acquired (eg car, contents, boat, home or factory)?
- What would it cost to replace these items today?
- Have I completed an inventory of my assets in the past two years?
- How would I manage if I couldn't afford to replace most of the items?
- Do I have sufficient insurance cover to replace my property?
- Have I got the correct insurance cover to protect my assets?
How we can help
When you decide it is time to complete a review:
1. Make an inventory of every item you own (eg room by room).
2. Establish the current replacement cost of each item.
3. Use the services of a professional valuer for expensive items.
4. Compare the replacement value against the current insured value.
We can:
- Provide you with a 'Home and Contents Valuation Guide'.
- Offer advice on the appropriate insurance covers for home, car or business.
- Review your existing insurances covers to ensure they are adequate.
- Suggest how you can take advantage of premium discounts.
- Arrange a more convenient method to pay your premiums.
What to do next
If you want advice on any of your general insurance needs for
home, home contents, car, boat, strata title properties, business
or farm, liability or workers compensation, contact
us today.
Also don't forget to ask for your free copy of the 'Home &
Contents Valuation Guide' and the relevant product brochure.
Advice and information on this page is intended as a guide for you to consider when thinking about your financial situation. It does not take account of your personal circumstances. Therefore, consider it together with your overall circumstances before making a decision about your financial future. Alternatively, come in and speak with us about how we can help.
